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Heart of Your Retirement

Dec 22, 2025

Federal Government Early Retirement Offer: Should You Take It?

In this video, we delve into the timely topic of early retirement for federal government employees. 

With recent news about an offer allowing eligible workers to retire early without pension penalties, many are questioning if they should take this...


Dec 15, 2025

Welcome to Heart of Your Retirement! In this episode, hosts Zena and Nicole provide an inside look at Astra Financial, where they're shaking up their usual retirement-themed content.

Meet Nicole Putz, a certified financial planner (CFP) with a decade of expertise, and now a partner at Astra. They reveal their quirky...


Sep 23, 2025

Most retirement planning focuses on one thing: the numbers. And yes, financial security matters. You need that foundation in place.

But here's what most people don't expect: You could have every financial box checked off and still feel lost, bored, or lonely in retirement.

After years of dreaming about no alarm clocks...


Sep 8, 2025

Hiring a financial planner shouldn't feel like a leap of faith, but for many people, it does.

Maybe you've never worked with one because trust feels impossible. Or maybe you're stuck with an advisor who doesn't seem to have your back - someone who pushes products instead of creating plans, or leaves your questions...


Aug 25, 2025

What should have taken a few weeks to sort out took nearly a year.

A family friend passed away with a beautiful legacy—savings, a cabin, investments. But probate delays, unclear paperwork, and taxes turned grief into a nightmare for her kids.

That's exactly what we're avoiding today.

You don't need complicated legal...